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For a list of quote forms available, please press "Applications" tab above.

RRIS APARTMENT OWNER'S /RENTER'S PROGRAM

Property owners are making Renter's Insurance mandatory. Tenants are liable for the damage they cause to landlord's property.

Property owners are requiring tenants to provide proof of Renter's Insurance

prior to moving into units that are owned by them. This not only gives the renter protection for their contents and liability,

but also provides the landlord with coverage within the unit for a loss which may be caused by the tenant.

 

We have felt for sometime that landlords and property owners need a Renter's Program that is affordable to the tenants.

We feel our Renter's Program meets these needs by providing the landlord/property owner with a means to charge by the month for Renter's Insurance.

(monthly charges range from $8.00 and up; computer program provided for keeping track)

A brief summary of our Renter's Program follows:

 

Please Note:  We offer a discount on this program if the property owner's building/liability coverage is with our brokerage.

If you wish to apply for this coverage, please click on the "Multi Unit Bldgs" tab above.

To apply for our Renter's Program, just fill out the information below and press the submit button.

You may print and fax to our office if you wish.  We'll have a representative call at your convenience to go over the program with you.

Ritchie & Rose Insurance Services, Inc. DOI#0F44143

PO Box 1114, Anderson, CA  96007

email: sheriR@ritchieandrose.com

http://www.ritchieandrose.com

Phone: 530-365-4705  Toll Free Fax: 866-885-1428 

ATTN:  RITCHIE & ROSE (sheriR@ritchieandrose.com)
TOLL FREE FAX:  (866) 885-1428
 

Please provide the following contact information:

Referral Agent

 (The Referral Agent is the name of your Insurance Agent in our office or how you became aware of our website)

First Name
Last Name
Title
Business Name
Street Address
Address (cont.)
City
State/Province
Zip/Postal Code
FEIN No
Work Phone
Home Phone
FAX
E-mail
URL


Policy Limits:

                                                            Personal Property Limit on Premises   $5,000 to $25,000 available limits

                                                            Personal Property Limit of Premises    $1,000

                                                            Loss Of Use of the Unit                         10% of the Property Limit on Premises (must be due to a covered peril)

                                                            Tenant's General Liability Limit            $10,000 per occurrence

                                                            Deductible per loss                                $250

                                                            Limit on damage caused to Landlord's furnishings and building $50,000 per tenant.

                                                            Landlord is automatically named as Additional Insured

 

Policy highlights:

                                                            Relatives or persons under care of tenant are automatically named insured

                                                            $1.500 for securities (passports, manuscripts, letters of credit)

                                                            $1,500 for trailers or semi-trailers

                                                            $1,500 for theft of jewelry, watches, furs, precious and semi precious stones.

                                                            $2,500 for business equipment

                                                            Debris removal coverage

                                                            Up to $500 for Fire Department Services charges

                                                            Up to $500 for Credit Card Fraud, EFT fraud, forgery of counterfeit money.

                                                            Automatic coverage of glass

 

Perils Insured:

                                                            Fire & Lightning                                                                   Windstorm & Hail

                                                            Explosion                                                                                Riot

                                                            Aircraft                                                                                    Vehicles

                                                            Smoke                                                                                      Vandalism & Malicious Mischief

                                                            Theft                                                                                        Falling Objects / Weight of Ice, Snow or Sleet       

                                                            Accidental Discharge or Overflow of Water of Steam    Freezing / Electrical Current / Volcanic Eruption

sheriritchie@gmail.com
Copyright 2006 Ritchie & Rose Insurance Services, Inc. All rights reserved.
Revised: 06/08/2013 04:50 PM